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In Belgium as elsewhere, retail banks are closing down branches as the growth of electronic banking means that fewer people visit local branches. Cost-cutting has become an even more pressing issue for traditional retail banks with the arrival of new online banks who offer real-time and dirt-cheap services. BNP Paribas Fortis dominates the local market with one of the densest branch networks in Belgium and needs to align its costs to its main competitors, KBC Groep and the local unit of ING, Halloy said skeleton cufflinks.
Fortis has reduced the number of its branches to 678 from 938 between 2012 and 2018, according to BNP Paribas documents. The headcount cut will involve jobs at all levels, not only in branches, he added. The negotiations for this agreement were more tense than for previous similar deals in the past as the bank intends to cut its payroll by a wider margin, SETCA union general secretary Jean-Michel Cappoen said skeleton cufflinks. “The bank has cut around 400 jobs per year with the previous plans, this time it was a lot more,” Cappoen said..
FRANKFURT (Reuters) – Volkswagen’s flagship VW brand missed its margin target in 2018 as operating profits declined despite growth in top-line revenues at the German carmaker, news weekly Spiegel reported on Friday, citing unpublished figures. The operating margin at the brand fell to 3.8 percent from 4.1 percent, the magazine reported, putting it short of a target of 4 to 5 percent set by group CEO Herbert Diess, who wants to raise it to 6 percent over the medium term skeleton cufflinks. Volkswagen declined to comment on the report ahead of a news conference on its results scheduled for March 12. Another news conference on VW brand results is due a day later..
(Reuters) – Gap Inc shares surged as much as 24 percent on Friday as a number of Wall Street analysts lauded the company’s decision to separate its better-performing Old Navy brand skeleton cufflinks. The company, once a trend setter with its casual logo emblazoned hoodies to Khaki cargos, has struggled to keep pace with fast-fashion rivals such as Zara and H&M. Old Navy has been the only bright spot for the company in the past few years, cushioning it from the weak performance of its namesake Gap and Banana Republic brands, where sales have also taken a hit from fewer additions of new designs..
“Separating Old Navy to a standalone company is what we have argued for over the past few years. Doing so allows the market to properly value Old Navy for its high margins and strong cash flows,” Jefferies analyst Randal Konik said. Konik said separating Old Navy, which is the primary driver of profit for Gap, would also make the budget brand as attractive as off-price retailers such as TJX Co Inc and Ross Stores. “We are buyers,” Konik said. The gains in the stock set it up for its best day in more than 10 years and added about $2 billion to the company’s market capitalization skeleton cufflinks.